When I was two years old, I contracted rheumatic fever. Too ill to be moved, the family doctor came to our home with his black medical bag and stayed with me all night.
Nowadays, doctors no longer make house calls, and they are not free to do many other things that they think their patients need. Instead, they do what Medicare pays for. Billions of dollars that once went directly to patient care now support a bloated Medicare bureaucracy.
The rise of direct-access physicians began thirty-five years ago and is gaining popularity. Direct-access doctors provide services that Medicare does not pay for. This movement has many critics, who assume that this will have a negative affect on patients’ access to care.
But doctors are developing novel approaches to payment. For example, some doctors recommend opening Health Savings Accounts (HSA’s). HSA’s use pre-tax dollars and are an excellent way to save for medical bills.
Another way to keep costs low is by passing along cost savings. When doctors do not have expenses associated with insurance billing, they often pass those savings along to their patients.
Most direct-access physicians hold patients accountable for their own health. Focusing on good health and disease prevention, their patients learn healthy behaviors like good nutrition, exercise, adequate sleep, and stress management. This approach lowers medical costs by keeping patients healthy.
It will take time to restore the traditional doctor-patient relationship, but make no mistake: a change is coming to patient care. A welcome change at last.